Thanks Bergette - I know it's quite personal, but really I am just trying to understand how people do it and manage to raise a baby?! I mean we get paid well, but we're certainly not rich and borrowing money for the wedding definitely didn't help...but seriously, how do people manage?
It's being senseable with your money, espically if you know you are TTC then you start to think ahead as early as you can. Making extra payments on things so that you can have a comfortable mat leave without the stress. We are still renting, but I sacrificed some of my own spending before bubba was born and made sure our rent was months in advance. I also made sure my car payment was a few payments ahead ect ect. and what was left to pay my baby bonus covered, so we were fine for 6 months living off just FH's wage.
Don't get me wrong... babies are mighty mighty expensive, even if you do cloth nappies and breast feed (neither I did... lazy can't you tell?) they grow so quick you are forever going out buying singlets, dummies, toys... not to mention the emergency trips to the chemist for antibiotics, humidifiers, panadol, teething gel.
Ok... I will get down off my soap box now